Cetera Advisor Networks Investment Team

The Cetera Advisor Networks LLC Investment team is high quality. They realize that financial planning is a complex process. Each client has unique needs. Cetera Advisor Networks LLC understands the challenges and complexity of this process and has based their success on TEAMWORK. You can rely on Cetera Advisor Networks LLC’s local service offered through our quality teamwork to guide and support you. We bring experience and knowledge that aims to build your financial strength. This dynamic - and wholly unique - combination contributes to our success. That is why we believe: TEAMWORK makes it easier to succeed. As your Financial Advisor, I have local access to professional development programs, peer meetings, marketing support, and personalized assistance. I am provided direct access to unbiased Product Research, multiple Advisory Service options, and

Individualized Advanced Markets case consulting. In a product neutral environment I can choose from a vast selection of products. There are no mandates or sales quotas. I am free to select what's best for my clients. For more than two decades, Cetera Advisor Networks LLC has grown into one of the nation's largest independently managed broker-dealers - over 3,000 financial professionals strong. Our business model combines the quality local, national, and experience that only comes from TEAMWORK. Solutions are provided that encompass a broad range of life events, including investing for your retirement, preserving your wealth through intelligent tax and estate planning, devising education strategies to invest in your children's future, buffering your financial exposure to life's unexpected events, and consolidating your assets and much more. Team Programs Cetera Advisor Networks LLC programs are segmented into divisions offering customized services based upon the varied needs of a broad range of investors.

Advanced Markets Is a dedicated team of highly-credentialed legal and financial professional representatives available to assist in the areas of estate and trust planning, business and succession planning, gifting, charitable giving, retirement and distribution planning, and related tax and insurance issues.

Financial Education Division was created in response to the quickly changing investing environment. Employer plans have evolved into defined contribution plans, where employees now carry responsibility for investment decisions regarding their retirement plans. • Insurance department makes available a wide array of fixed and variable life and annuity products, as well as long-term care and disability income insurance products, to our financial professionals throughout the country, so they can better meet the needs of our clients.

The Professional Network augments Cetera Advisor Networks LLC professionals, foster strategic alliances with other professionals including CPAs, tax attorneys, and property and casualty agents, providing access to the strength of multiple services from one source.